Humans are the most developed organisms existing in the present world. Each and every human being is unique and one person is different to another in so many ways. The thinking capability, physique and the ability to understand of people are different. While some are gifted with high IQ knowledge and interesting capabilities, some may be born with various defects that make it impossible for them to act the same as others. However, at the end of the day the basic aim of everyone in general is to earn enough money to lead a happy and healthy life. But, then again not everyone is smart enough to save part of their earnings for their future. Some are smart enough to open up bank accounts and save the money or some may even invent the earnings in shares. Oppose to those another group of people imprudently spend their money unnecessarily other than for the basic needs such as Food, health and Clothes.
What then is unnecessary?
Anything more than necessary for a balanced and healthy life can be stated as wasting money unnecessary. Buying more clothes while one has enough clothes to wear is an example of spending money unnecessarily. Some even try to get the best of the best just for a mere pride. For example, we see people always chanting about iPhone prices and complain about the extremely high price, but yet buy them.
If one walks out the house and look into stores such as a Department Store, an iPhone store in Singapore or any other store, we will always see them crowded. People foolishly waste their money on highly expensive goods just to show off their pride as mentioned earlier. Not because they really want them.
How then should you spend your money wisely?
It is very important for one to be organized and smart to save his or her earnings. The task of saving your earnings is not something that is impossible to do. The tactic is to be a good planner. Have control of your mind. Try to avoid purchasing wants as much as possible. Worry only about your needs.
Make a list.
Always make a list of things you think is necessary for you. This may either be a list for a week or a month or even a year. Make a list at the beginning of each month so that you know exactly what you need for that month. This way you are controlling your mind to focus on those things in the list only and not drift away and get carried away by the fancy things you see in the market.